If you’re looking at short term financing options, you might be led to credit cards. And if that really is the case, then you should know right off the bat that Totally Money is a great place to compare credit cards.
We’re not just throwing that idea around and around here, we mean it. There are a few reasons for that. The site is 100% free — there are no ads or anything else to distract you.
The site does make their money from financial providers giving them a fee, but that’s not going to affect you. They will still post good offers for you to check out.
If something isn’t to your liking or towards your needs, there’s never an obligation to answer an offer. You have plenty of chances to find the offer that you really enjoy and think you would benefit from.
There’s no reason to feel like you can’t make the most of credit cards. You just need to ensure that you’re always thinking about the right path that you want to take.
Sure, everyone wants to save money, but you have to make sure that you look at things from every angle. For example, if you aren’t selected for the exact card that you would like to apply for, does that mean that things are over for you? Not at all.
You may be assigned another card that has a different set of terms and conditions. That’s why it’s so important to make sure that you carefully look at every credit card that you take out.
Totally Money gives you a gateway to solid financial information, but that doesn’t mean that the war is over. You will still need to make sure that you take care of the credit cards that you have in your possession.
If you’re going to run up a balance, you have to make sure that you pay it back on time. You also want to make more than just the minimum payments. Those are going to be heavy in interest, which is really just profit for the credit card company.
You will not get much of that money shifted towards the principal, which is going to make it harder to stay out of debt. Thankfully, as long as you practice sound credit principles, there’s no limit to where you can take things!