Credit cards are, arguably, among the most misunderstood banking products. There’s an army of financial advisors who go all guns blazing against credit cards, denouncing them as evil debts that make their users addicted to the idea of buying things they can’t afford.
However, what they miss out on explaining is the simple fact that having basic financial discipline is a pre requisite for managing one’s cards effectively. With proper control over buying habits, one can easily enjoy benefits of products by purchasing them through the best credit cards around, and make the payment to the bank later.
Undoubtedly, you’d be making the smart choice in being open to the best credit card offers that you see being advertised. This article intends to discuss more on how there are dozens of benefits to be had from credit cards, and how the Discover It credit card review can help you get the benefits of easy credit.
Absolutely no annual fees
This whole package has been designed with a minimal payment and surcharge philosophy. You’d not have to surf much before bumping into a Discover It credit card review that lauds this card for the fact that it does not slap any unforeseen penalties and charges on the users.
What’s all the more impressive is the fact that the kind of fees that have now almost become routine affairs with credit cards have been done away in the Discover It credit card.
There are no annual fees to shock you, no foreign transaction fees, and even a zero fees for a one time late payment. This is as good as it gets in terms of a safe and inexpensive credit card.
Save as much as you shop
The Discover It credit card is undoubtedly a shopper’s best friend, as it lets you save 1% on all your payments made using the card. Moreover, you can also play it smarter and go for one of the more liberal cashback rates, some of them going as high as 5%, from the rotating category every quarter.
In addition to this, the Cashback Concierge members help you every time to determine the best value for the reward points you collect from using your Discover It card.
Host of more benefits, from 0% introductory APR to diligent customer support
Apart from all these attractive features, the Discover It credit card also lets you specify your payment due dates according to your convenience. You can enjoy 0% APR for as much as 14 months, after which the variable APR takes over.
Moreover, the customer support mechanism established by Discover It is absolutely amazing, with an entirely US based call centre with 24 hours operations. This credit card can be easily integrated with your Amazon account, and makes shopping at this online retail giant a breeze.
When you go about comparing credit cards, make sure that you keep all the parameters suggested in the above mentioned advantages of the Discover It credit card into account. Happy shopping with your credit cards!