Partially secured cards are gaining in popularity with consumers and lenders are beginning to make these accounts more available. A secured card has long been recommended as a way to improve bad credit but the concept of a partially secured card is fairly new. Approval is almost guaranteed because you are prepaying the credit card …
Partially Secured Credit Cards Gaining in Popularity Read More »
Are you wondering whether you should apply for a credit card or a personal loan when your credit is poor in order to adjust your debt a bit? What are the pros and cons and how can you tell whether you are making the right choice? I am sure that you have many questions but …
Poor Credit Cards or Poor Credit Loans – How To Pick The Right
Option For You? Read More »
If your credit is damaged and you ask for a no down payment card, a lender will assume you are requesting information about sub-prime credit cards. Media coverage of the housing crisis has led the public into thinking of “sub-prime” as a bad thing or a bad loan. This is not true though in the …
No Down Payment Credit Card for Bad Credit Eliminates Secured Cards Read More »
One of the few positive results of bad economy is finding a wider availability of loans for completely devasteted credit. Bad credit limits your choices. You may be denied an apartment rental or be passed over for a new job. You will pay higher rates for insurance and find deposits required if you open new …
Loans For Really Bad Credit History – The Options Available Read More »
If you are asking the question above, you are looking for financial miracles. When banks issue credit card accounts they are taking a calculated risk. A credit card is a type of loan. Instead of providing you with the money to pay for your car or providing funds to buy furniture for your home, the …
How do I Get a Credit Card Without Credit Checks? Read More »
It is necessary to use credit to establish a credit file but without any history it may seem impossible to get a credit card. What is important is that you have no credit history as opposed to a bad credit history. The most common advice you’ll hear is to acquire a secured card. Before even …
In 2008, new credit laws for lenders were passed and scheduled to take effect in 2010. This was sweeping legislation that was a long time coming and was in response to overwhelming consumer complaints about predatory practices of credit card lenders. During the period of time between passage of the bill and activation of the …
New Credit Card Laws – How They Affect You and Your Credit Read More »
Government help with loans and credit cards for consumers with damaged credit are hot topics of discussion these days. There are few people who do not face financial problems at some time in their lives. Usually it’s a short term cash flow problem, a temporary job loss or a medical emergency that causes an inability …
How to Find Loans and Credit Card Help for People With Bad Credit Read More »
This type of credit cards are ideal for people with no credit history available. When you visit the websites of the major lending institutions, one thing you will notice is the fine print stating “based on credit worthiness”. You cannot have a credit file and a credit rating if you have never used credit to …
