Did you recently apply for a Barclays credit card? Barclays credit cards are actually easy to get, but the waiting game after submitting your application can feel like an eternity. This is why it’s essential to know how to check the progress of the application process and decide on your next steps based on its …
How to check Barclays credit card application status Read More »
Do you have PayPal Credit or plan to apply for one? PayPal Credit is a special financing service from PayPal that allows you to buy items and pay for them in installments. You can use it to shop at thousands of online retailers that accept PayPal as a payment method. However, many shops still don’t …
Stores that accept PayPal Credit (and what can you use it for) Read More »
Recovering from bad credit is not an easy feat to overcome. After all, your bad credit history didn’t happen overnight. Instead, it was probably a result of poor financial planning, decision-making, and budgeting. However, that doesn’t mean you should stop there and give up. You can still rebuild your credit, especially now that you’ve learned …
Getting a credit card and using it responsibly is one way of establishing your credit history or improving your credit score. There are two types of credit cards – secured and unsecured credit cards. They share a lot of similarities but they also have key differences. If you’re unsure which one to choose, you need …
Secured Credit Card Vs. Unsecured Credit Card, Which One Should You Choose? Read More »
People with good credit can easily secure a standard-issued credit card. But for those with a less-than-perfect credit score, getting approved is a struggle. Although you can find credit cards for those with bad credit, such as Discover it® Secured Credit Card and Secured Mastercard® from Capital One, you still need to go through the …
Accessing additional financing can be difficult if you are already struggling with existing debt. It feels like you’re trapped in a hole, and you have no other way to go. Whether you like it or not, banks and other financial institutions are sensitive to high-risk debtors. If you have a low credit score and currently …
Over 190 million American adults use credit cards. Although you can always pay cash for your purchases, it’s a good idea to have at least one credit card in your wallet. Credit cards help establish your credit history, provide funds for emergency purchases or payments, and offer cash backs and rewards. For people who can …
If you are considering getting a new credit card, one question you might be asking is whether it is possible to get the same card from the same bank. Can you have two of the same credit card? While some people might not see the logic behind this, others consider this an easier option because …
Taking out a credit card that offers rewards and perks can make using it a breeze. However, you might have stopped yourself when realizing that there were annual fees associated with keeping the account active. Understanding why companies add costs to these accounts can help you to make a decision on whether or not to …
A line of credit is an agreement between a customer and a lending financial institution to establish the maximum amount of money which the lender can extend to a customer. In this case, the customer can withdraw the allocated money up to a certain amount and he/she is required to be paying back the interest …
How Does a Line of Credit Work and when is It Useful? Read More »
