In a manic state, it can be easy to see money as limitless and have absolute power in our spending and earning abilities. However, when the reality sets in after spending episodes, it can be easy to fall into despair. We’re often left with wardrobes full of useless items and a maxed-out credit card or …
Balance transfer credit cards could be right for you if you’re having trouble paying off a high interest rate card or if you want to pay your debt off faster! Before selecting your balance transfer credit cards that fits your current economical situation, you should take a few factors into consideration. Educate yourself on the …
Use Balance Transfer Credit Cards Wisely and Save Thousands Read More »
As the festive season approaches, most mothers start fretting over the thought of spending big bucks for their children’s needs. For moms it is not possible to let their children down. However, during times when you are already low on budget and have incurred lots of household expenses as well, you certainly need to cut …
Ten Tips for Helping Busy Moms With Financial Issues Read More »
When consumers think of credit card debt they often consider only the minimum payments per month. The ability to pay a very small portion of credit debt has resulted in an estimated 40% of Americans carrying a revolving balance on one or more credit cards. If they make the small payment monthly their account remains …
Making Credit Card Minimum Payments Every Month is Bad for Your Budget Read More »
The UK Cards Association has reported an increase in the use of debit cards for online purchases – with a reported £35billion spent using debit cards online. This is compared to the £34billion spent using credit cards. It’s also been reported that shoppers are using debit cards in stores more often, too. Figures show an …
Should You Use Your Debit Cards for Online Shopping? Read More »
Gas company credit accounts are easier to qualify for than a standard Visa or MasterCard through a large lending institution. If you have not yet established much credit with the credit rating agencies, the gas card may be a good place to start. However, if the company issuing the credit account does not report regularly …
Apply for Gas Credit Cards if You Fill Up Frequently Read More »
Traditionally, one adult in the family is responsible for money management. That person pays the bills when they are due, keeps an eye on the bank accounts and buys food and necessities that are within the family’s budget. The problem with this approach is that one person makes the decisions and that person also takes …
Planning a Family Budget – How To Involve Every Member of Your Family! Read More »
Guaranteed loans are a hot topic of conversation today among consumers. You may have used your credit cards without any payment problems for years but find yourself stressed over monthly minimum payments today due to job loss or a medical emergency. Problems in paying off credit balances are not limited to people with bad credit …
Guaranteed Loans for Your Credit Card Debt Can Ease Your Tight Budget Read More »
Fuel efficiency is something that any car purchaser would want in his/her new buy, but then, there is that latent feeling of compromising on performance and other parameters that define the cool quotient of the car in restricting one’s search on purely fuel efficiency. The big question that arises next is – can fuel efficient …
When smart cards were introduced in the U.S., computer magazines positively gushed over this new technological marvel. Some economists, however, wondered if we are smart to demand this type of credit cards. Smart cards are integrated circuit cards. The embedded circuitry provides a memory, storage and security authentication. The point of a smart card is …
