Save and Budget

Making Credit Card Minimum Payments Every Month is Bad for Your Budget

When consumers think of credit card debt they often consider only the minimum payments per month. The ability to pay a very small portion of credit debt has resulted in an estimated 40% of Americans carrying a revolving balance on one or more credit cards. If they make the small payment monthly their account remains …

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Planning a Family Budget – How To Involve Every Member of Your Family!

Traditionally, one adult in the family is responsible for money management. That person pays the bills when they are due, keeps an eye on the bank accounts and buys food and necessities that are within the family’s budget. The problem with this approach is that one person makes the decisions and that person also takes …

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Guaranteed Loans for Your Credit Card Debt Can Ease Your Tight Budget

Guaranteed loans are a hot topic of conversation today among consumers. You may have used your credit cards without any payment problems for years but find yourself stressed over monthly minimum payments today due to job loss or a medical emergency. Problems in paying off credit balances are not limited to people with bad credit …

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Bad Economy Leads to Increase in Consumer Credit Card Debt in the United States

Not surprisingly the Wall Street and federal government economic experts claim the increase in credit card debt is a clear sign that business is improving in the country. They point to increased purchases of autos, mobile homes and tuition with credit cards as a sign of an upswing in consumer confidence and a return to …

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