Credit card debt has been a problem for a few consumers since the introduction of the buy now-pay later plastic card. Bank profits from the interest and fees charged to credit card users were high and easily covered the cost of defaults of non-paying card holders. Credit cards were easy to qualify for and provided …
Unsecured loans are one of the top financial products around… or they used to be. The economy has slowed down, making lenders a lot more careful about how they blend money. Unsecured loans mean that you really don’t have any collateral to put up. As long as you satisfy the other terms of the credit …
Credit card debt is a financial crisis for many consumers today. You’ve seen commercials on television urging you to call a debt settlement attorney or a bankruptcy attorney and all of those advertisements mention credit card debt. If you are unable to meet your credit card payments, ignoring the problem will only worsen your situation. …
Credit lenders expect to be repaid the full amount of the debt you incur when you charge purchases to your account. This is the ideal situation and is what you intended when you began using your credit card. The problems arise when you have a financial crisis. This may be caused by job loss or …
How To Get Credit a Card Company to Accept a Lesser Payoff Read More »
Here’s the thing with emergency situations: they can come at any time; often without warning. It has happened with all of us at some point in time or the other. For example, your salary could still be a week away and your vehicle breaks down. Basically, the worst possible time. If you find yourself in …
The statute of limitations (in most states) is between three and ten years. Each state sets it own statute of limitations which makes it important to know the laws of your state of residence. We most often hear of a statute of limitations that is applied to criminal activity. If you commit a lesser crime …
Do You Know the Statute of Limitations on Credit Card Debt? Read More »
Many people are seen to grumble and feel distressed about their debts spiraling out of control. In most of such cases, more than required payday loans, too much expense on credit cards and no financial planning are the main culprits. It has been found that, as many as, 45 percent of people wait for more …
Some Important Information Related to Loans and Finances Read More »
Using Title Loans to Pay Off Imminent Credit Card Debt Statistics show that American adults who own a credit card have an average debt of $5,047. Individuals can turn to title loans for the cash needed to pay off this debt immediately. Paying a steady amount of $500 a month, with an interest rate of …
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Burdened with crushing debt they can’t pay, consumers ask “how to erase my credit card debt legally” When you walk away from debt without paying, you violate the terms you agreed to in a legal contract when you opened your credit card account. Technically, it is illegal to fail to pay your credit debt but …
How Can I Eliminate my Credit Card Debt Legally? Read More »
