You probably know life insurance is important. It can relieve your family of any debt burden when you die, provide for your children, supplement your retirement income and give you peace of mind. But with hundreds of entities offering policies, it can be difficult to know how to choose the right life insurance company. After …
While engaging in mind and body exercises which aim to help you relax and reduce stress levels won’t ease the physical impact of your money worries, by participating in the likes of yoga and pilates your mind will be better conditioned to control and manage any financial anxieties you may be facing right now. We’re …
For most borrowers, applying for a mortgage can be an intimidating task. Here are the easy-to-follow steps that you need to follow to complete the VA home loan process: Choose a VA-Approved Lender Although it might seem like any lender will do, you only need to dig a bit deeper to discover that not all …
Some banks are making a tough stance against Bitcoins, and they are taking all efforts to ensure their customers do not buy Bitcoins using credit cards. Their customers can invest in cryptocurrency at their own risk, but with their own money. While there is a long list of exchanges and places where you can buy …
Many people recognize the value of having a savings account if only to ensure they can pay the bills for a while when there isn’t any income coming in. What fewer appreciate is the need for a checking account. Here are three reasons a checking account is essential. Avoiding Interest on Payments There are many …
When your business is still fresh and new, it doesn’t have the same borrowing power and credit as more established companies. While incorporating or forming an LLC is beneficial, there’s one element that has to be done, regardless of the kind of business you’re creating. Fortunately, that doesn’t prohibit you from building your credit up …
Regardless of how much you have planned for the future, life has a way of unraveling at a moment’s notice. If you have not yet faced a sporadic financial emergency, then get ready because it will, at some point rear its ugly head in. What is a Financial Emergency? A financial emergency can range from the loss …
How to Prepare for Financial Emergencies on a Low Income Read More »
Should You Take Out a Car Title Loan? When it comes to borrowing money, it is always first wise to take the time to consider how great or immediate the need may be. All loans charge you interest, so if you have taken out a number of loans already or you’re finding money tight, first …
In a manic state, it can be easy to see money as limitless and have absolute power in our spending and earning abilities. However, when the reality sets in after spending episodes, it can be easy to fall into despair. We’re often left with wardrobes full of useless items and a maxed-out credit card or …
A bad credit report is something that we all try to avoid like the plague, but the sad fact is that sometimes, in spite of years of careful financial planning, many of us find ourselves with debts that have been incorrectly assigned to us or have failed to clear after being paid. Then, there are …
