It’s very difficult for anyone to have to deal with mounting debt problems. In the worst of circumstances, debt can cause problems in all facets of the debtor’s life. Fortunately, the U.S. government does provide U.S. residents with a viable way to deal with their debt issues. If you are feeling your debt walls closing …
Which is Better, Chapter 7 or Chapter 13 Bankruptcy? Read More »
There is a right way to apply for credit or loans after bankruptcy. The three basic steps are listed below. You can’t skip any of the steps and each one has a learning curve just as any educational course does. If you try to shortcut the process it will cost you thousands in interest and …
Filling For Bankruptcy – Can You Still Get Credit? Read More »
It is possible to erase your debt without bankruptcy? It takes good financial management of your resources and may require negotiations with your lenders. There are some paths to take that might damage your credit rating yet the damage will be far less than the ten years a bankruptcy will affect your credit score. If …
Eliminate Credit Card Debt Without Filing Bankruptcy – The How To Read More »
Consumers who are struggling under a heavy burden of debt may view bankruptcy as an attractive solution. In some cases, filing for bankruptcy may be necessary but it should be the last option considered. There are two types of debt – secured and unsecured. Secured debt is money owed on your car, your home and …
Why Credit Card Bankruptcy Should Be Your Last Option Read More »
It’s true that a bankruptcy dismissal of your debts will cause serious damage to your credit file for ten years, you might be surprised to learn you can rebuild a good credit rating long before that ten years has passed. After filing for bankruptcy, many people think they must live on a strictly cash basis …
Best Credit Cards After Bankruptcy and Where to Find Them? Read More »
It might surprise you to know you will be mailed credit card applications even after you have filled for bankruptcy. After all, you’ve just manage to write off your previous credit card debt and have it dismissed by the courts under the bankruptcy law. Why would a lender be interested in issuing you a credit …
Lenders Send Free Credit Card Applications After Bankruptcy Read More »
