Any time you apply for any kind of credit, from loans to credit cards, the lender will look at your credit history. Your credit history is one of the things that will help the lender decide if they want to extend credit to you. Credit History Your credit history details all of your past credit …
How To Improve Your Credit History With Credit Cards Read More »
When your business is still fresh and new, it doesn’t have the same borrowing power and credit as more established companies. While incorporating or forming an LLC is beneficial, there’s one element that has to be done, regardless of the kind of business you’re creating. Fortunately, that doesn’t prohibit you from building your credit up …
Today, people are borrowing money all the time – for new cars, homes, house renovations, university, and even for starting their own business. The option to borrow extra money may be an attractive one for many, and it’s great when you’re in need of quick loans for an extra infusion of cash, but it’s good …
4 Important Considerations Before Borrowing Money Read More »
If you are currently dealing with a poor credit rating, then it might be having an effect on various aspects of your life. Your credit rating is used by all kinds of lenders to determine your eligibility for several financial products, from mortgages and bank loads to mobile phone contracts and even bank accounts. Because …
Secured credit cards can be used to help your credit score but only if the lender reports to the credit rating agencies regularly. They are not widely available at this time but it is worth the search to find a lender who will issue you a credit card account that is secured with funds you …
How Much Will a Secured Credit Card Boost My Credit Read More »
The answer to “does AmEx Gold Card improve your credit history” may depend at least in part on what your credit history is. For many years, American Express cards were due in full each month and they did not help build a credit rating because they did not establish a timeline of proper payments. Today, …
Can You Improve Credit History with an American Express Gold Card? Read More »
Controlling your debt is crucial whether you want to sign up for a credit card, take a loan or find a new job. If the black marks on your credit rating are accurate, it can take a year or more of timely payments to improve your credit score. If you take a loan and don’t …
Debt Control – Accurate Negative Information in Your Credit File Read More »
Having a clean and solid credit file is not something you worry about every day – but it is so important to being able to live as you want that it’s smart to spend a little time taking a clear look at your financial picture. Good credit gives you the power to get what you …
Without monitoring your credit report on a regular basis, your good economical habits (e.g. following a budget and paying bills on time) won’t help you any much. As you probably already know, online credit fraud has become a huge problem and there are people out there that could use your identity to place inaccurate information …
Credit Report Monitoring Should be Part of Your Financial Plan Read More »
Your credit rating can determine how much it will cost you to get credit and even if you can get it at all. Good credit ratings are important, after all, there are a variety of different reasons that we end up having to apply for credit. We need credit to get student loans, for getting …
