Travel Reward Credit Cards!

Travel reward credit cards are becoming more and more popular with US credit card holders as the benefits they offer can be fantastic! Especially for those who make regular or
large purchases on their credit cards.

Simply put, they award points on the value of the purchases you make on your card. These are then built up over time until you have enough to redeem against free flights! The more points you’ve collected, the further you can travel for free. Most credit card providers do offer a card with this type of reward scheme, but the details vary between credit cards, so be sure to compare the offers.


Also you should bear in mind that where as other reward cards are redeemable at a range of outlets, travel reward credit card points are only redeemable for flights. This is an extremely popular type of reward card, favored by many reward card holders, but before you make an application for a card you should be aware of a few things:

• There can often be an annual fee for this card type
• Interest rates can sometimes be higher than standard cards
• Airmiles can only be used with the affiliated airlines

You might like the idea of taking a well earned summer vacation for free, using your collected airmiles, however do remember that you need to spend money to earn points, but it is never worth making purchases imply to build up points! You’ll end up in debt that will ultimately cost you more than the value of the free trip you collect! So how do you get the most out of your travel reward credit card without getting yourself into more debt? Try and remember these 4 simple pointers..

	Think about which airline reward credit card will suit you best. Check if there’s an annual fee attached to the card. Find out how many points you'll earn for each dollar you spend. Finally NEVER make a purchase just to collect the points!

A more advanced method of getting the very most out of your credit card is known as Credit Card Stoozing. You basically replace your bank card for daily spending with your credit card. Use it for everything you normally would pay cash for, including lunch, groceries, gas etc. Then at the end of the month use the money you have untouched in your bank account to fully clear the credit card account. This will mean you have earned the points for your spending but you will not incur any interest charges on your account! This is a great way to take full advantage without risking your debt increasing! You can read our full credit card stoozing guide here.

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