Identity Theft through Mail Interception

One of the oldest and most common methods used to steal your personal information is the Mail Interception Method. Don’t be fooled into thinking that it’s only credit card or bank account numbers that need to be protected! These days, identity theft crimes are very organized high-tech operations. Virtually any personal or private information can be harvested and stored. Eventually these pieces can be put together like a giant jigsaw, each piece allowing thieves to get the next, until eventually they possess your whole identity.

Suppose a thief wants to steal your private mail. All he has to do is fill out a mail redirect form. Bingo, all your personal and private mail including your bank statements showing account details will now be delivered elsewhere!

He (or she!) only needs to do this for a few days before cancelling the redirect back to your actual address and you'd probably not even notice something had happened! And if you did notice, any missing items would probably be considered 'lost'. You'd have no idea that your details had just been stolen.

Alternatively opportunistic identity thieves can simply lift mail from your mailbox, if it's not secured or locked. If you live in the country, you may have a mailbox that is some distance from your home. Obviously, this is not ideal in terms of security for your sensitive documents.

What can I do to protect myself from Mail Interception?

In this situation you should consider having your mail directed to a post office box. You can rent them for a small monthly fee, which is nothing compared to the knowledge you'll have that your mail is securely awaiting your collection. This is also a very sensible idea if you're going on vacation or if you'll be away from home for an extended period of time. Alternatively, if permitted, get a mailbox fitted on your front door, it's far safer!

Not Convinced? Well, think about this...

What information do you need to apply for a copy of your birth certificate? Your name, address and date of birth. This type of information is quite freely available, isn't it? Now, what do you need to apply for a driver’s license in that name? Name, address, date of birth, proof of ID, maybe proof of residency? Exactly. The birth certificate would provide proof of ID and a piece of mail (like a bank statement) would cover for the proof of residency! Now armed with a birth certificate and driver’s license in your name, the thief could even apply for a reissue of your social security card!

What next? Well perhaps the thief now wants a cash loan or a credit card, or to rent a car. Easily done, now that he has your identification, your personal details and your bank statements!

See how this works? It's a frightening realization for many of us.

Mail Interception Defensive Tips

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