Why Should you get Your Credit Reports?

We’ve already talked about LifeLock and the identity theft protection services they provide to their members. It is an unbeatable service, but I realize that not everybody is in a position to purchase a monthly subscription. Well don’t worry just yet…I have another option for you.

With a little time and effort on your part, you can keep one step ahead of identity thieves. By requesting your credit report every six months from all three credit referencing agencies, Experian, Equifax and Trans-Union, you can carefully check the entries for any unusual or irregular entries. If your identity is being used for fraudulent applications, there is a high probability the signs will be showing on your credit report.

Because it is impossible to guess which of the agencies is being used for the ‘bad’ applications, you will need to check all three as the reports may contain slightly different information!

Keep in mind that checking these reports is only the start! I would encourage you to take further steps in protecting your identity as soon as you can. It is one of those things you can’t afford NOT to do.